General Liability
This insurance offers customizable limits up to $2M / $4M, with options for occurrence or claims-made coverage, liquor liability, and additional coverages. It targets industries such as manufacturers, contractors, real estate, retail, and hospitality.
Standard $1M/$2M primary limits, with up to $2M/$4M/available. Excess limits available.
Manufacturers, Importers, Distributors and Wholesalers, Commercial and Industrial Contractors, Real Estate, Retail, Hospitality, and more.
Occurrence or claims-made coverage, liquor liability, and additional coverages including employee benefits liability and non-owned auto liability.
Including supported excess casualty products.
Commercial Property
Coverage includes small to midsize risks up to $40M in Total Insured Value for real estate classes like apartments, offices, and retail. The Small Business CRE Program covers coastal properties, with earthquake and flood endorsements, and offers excess coverage for large schedules.
Suitable for small-to-midsize risks across various real estate classes. Typical schedules include one to twenty locations and up to $40M in Total Insured Value.
Coastal properties, earthquake (including California) and flood endorsements available. Maximum TIV of $3M per location and $5M across the policy schedule.
Apartments, Assisted Living Facilities/Nursing Homes, Condos, Office, Retail, Hotels/Motels, Manufactured Housing, Shopping Centers, Restaurants, Bars, Warehouses.
No limit restrictions, Will write in or out of the PML, buffer, and quota shared layers as part of large national schedules.
Professional Liability
Tailored coverage for services including advertising, insurance, real estate, and healthcare facilities. It offers primary and excess options with limits up to $5M/$5M. We can support most classes other than medical malpractice.
Standard $1M/$2M primary limits, with up to $2M/$4M/available. Excess limits available.
Commercial and Industrial Contractors, Roofers, Manufacturers and non-medical malpractice healthcare.
Occurrence or claims-made coverage, liquor liability, and additional coverages including employee benefits liability and non-owned auto liability.
Target Industries
Wildfire Insurance
Traditional property coverage including wildfire as well as parametric coverage that pays when wildfires enter defined boundaries.
Suitable for small and large sized risks across various real estate classes. Typical schedules include one to twenty locations and up to $500M in Total Insured Value.
Coverage that pays quickly when wildfires enter defined boundaries. It covers physical damage and business interruption with zero deductible and can reduce high wildfire deductibles or enhance existing policies.
Apartments, HOA’s, Assisted Living Facilities/Nursing Homes, Condos, Office, Retail, Hotels/Motels, Manufactured Housing, Shopping Centers, Restaurants, Bars, Warehouses.
No limit restrictions, Will write in or out of the PML, buffer, and quota shared layers as part of large national schedules.
Specialty Coverages
Specialty options include cargo insurance for freight brokers, Motor Truck Cargo Insurance for carriers, Wind Deductible Buyback for properties in tornado-prone areas, and tailored Terrorism Insurance up to $250M.
Dynamic on-demand cargo insurance for freight brokers, shippers, and logistics providers.
Comprehensive protection for inter and intra state motor carriers.
Windstorm & Hurricane coverage for property situated in coastal areas and inland/non-coastal areas susceptible to Tornado and Hail damage.
Tailored Terrorism coverage available up to $250,000,000.
Commercial Auto Insurance
This policy covers non-collision incidents like theft and vandalism, includes uninsured/underinsured motorist coverage, and integrates with fleet management technology like ELD, GPS, and telematics systems.
Suitable for small-to-midsize fleets across the U.S. Typical schedules include one to fifty vehicles.
We offer Auto Liability, Third-party bodily injury liability coverage, Property damage liability coverage, Personal Injury Protection (PIP), Comprehensive coverage, Collision coverage, Uninsured motorist coverage, Gap Insurance.
All fleets including but not limited to, Cars, Vans, Cargo Vans, Pickup Trucks, Box Trucks, Food Trucks, and SUVs.
Commercial auto coverage that includes equipment that is permanently attached to your vehicle.