General Liability

Industry-specific general liability coverage from leading carriers - flexible, competitive protection against third-party claims.
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General Liability Appetite

Our general liability solutions are designed to protect businesses from third-party claims, with coverage tailored to the unique exposures of each industry.

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Habitational Risks

Apartments, condos, HOAs, subject to carrier guidelines

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Lessor’s Risk Only

Commercial and mixed-use properties

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Community Associations

All coverages needed for HOAs

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Vacant Buildings

New builds or post-loss, we have markets that specialize in vacancy

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Artisan and Trade Contractors

Electrical, plumbing, HVAC, painting, masonry, and more

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Professional Services

Accountants, architects, engineers, consultants, insurance and real estate agents

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Personal Services

Beauticians, nail salons, barber shops

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Retail Stores and Service Businesses

Supermarkets, gas stations, convenience stores and more

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Restaurants, Bars & Nightclubs

Including quick service, casual, and fine dining

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Adult Residential Facilities

In select states

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Hotels and Motels

Chain hotels, independent bed and breakfasts and motels

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Environmental Contractors

Including pollution and professional liability

General Liability Coverage Highlights

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Primary general liability limits up to $2M/$4M (higher limits available via excess)

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Products and completed operations

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Damage to premises rented

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Liquor liability available in most states

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Medical payments

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Blanket additional insured endorsements

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Hired and non-owned auto liability

Geographic Reach

  • Nationwide coverage through a broad network of carriers
  • Enhanced programs in the Midwest, Northeast, and coastal regions
  • Specialization in high risk neighborhoods
  • Local expertise in NYC and major metro areas via select carriers

Recent General Liability Wins

Risk Type
State
Coverage
Premium
Chain hotel
LA
Property & GL
$65,000
Apartment Complex
NY
Primary GL
$47,500
Apartment Complex
NY
Property & GL
$361,000
Vacant Office Building
IL
Property & GL
$341,000
8 Hotels Schedule
CO
Excess GL
$70,000
Environmental Contractor
NJ
GL & Pollution
$51,200
Boutique Hotel
LA
Property & GL
$54,000
Apartment Complex
NY
Primary & Excess GL
$146,000
Welding Contractor
PA
Primary & Excess GL
$34,300
Shopping Center
PA
Primary GL
$55,000